Your vision becomes reality
The new fitness room for your company has been planned and all the equipment has been selected. Now it's time to implement it. The first step is to find the right financing. FirmFit offers you various financing options. Each has advantages and disadvantages. Our consultants will help you find the best solution for your individual situation . Get in touch with us!
Lease purchase
Leasing offers flexibility. Many company bosses appreciate this. Your employees can train with the new equipment for a fixed monthly leasing rate. In contrast to a cash purchase, there are no high initial costs. The company's equity capital is retained and can be invested in other projects.
At the end of the leasing term, you decide whether you want to buy fitness equipment, return it or exchange it for a new model.
Advantages
Installment plan
With installment plan (or installment purchase), the down payment, term and residual value are determined individually. Upon conclusion of the contract, the hire-purchaser becomes the beneficial owner of the fitness equipment. The retention of title remains with FirmFit until the last installment plan installment has been paid. You are then also the legal owner of your new fitness equipment.
In addition to depreciation, the interest expense on installment plan can also be declared as an operating expense. VAT on the total rental receivable must be paid at the start of the contract.
Advantages
Santander - a strong partner
Santander Bank is the ideal partner for all financing issues. Many of our customers are delighted with our individual and fair solutions. The installments of your financing are adapted exactly to your monthly income and costs. All offers are flexible and transparent. A high degree of financial decision-making ability is guaranteed.
A particular advantage of Santander Bank is its fast application processing. You receive an immediate decision on the planned financing and can therefore also make short-term investments. If you are planning more extensive projects, we recommend the Santander StepInvest concept.
Buy it now
If you buy and pay for your fitness equipment from FirmFit immediately, you can usually expect attractive discounts. If you have sufficient equity and are not planning any further investments, buying immediately is a good choice. The equipment is yours immediately. In addition, you remain completely independent of loans and save on interest.
However, valuable reserves are lost - especially for larger investments - and your liquidity decreases.